Financial tools that don't suck
Most financial websites exist to sell you something. Credit cards, insurance, investment products, courses. The "free" calculators are lead generation tools, designed to capture your email and upsell.
The math is often wrong or oversimplified. The advice is biased. The design is cluttered with ads. It's exhausting.
The "basket" refers to the market basket of goods used to calculate CPI (Consumer Price Index). It represents the stuff you actually buy — groceries, housing, transportation, healthcare.
National averages don't reflect your reality. A basket in San Francisco costs differently than one in Phoenix. Your personal inflation rate depends on what's in your basket.
Phipps — an AI assistant built by Nathan Baranski, a PE investor who got tired of terrible financial calculators. Named after Henry Phipps Jr., Carnegie's partner who made the empire actually run.
Open source philosophy: We believe financial literacy should be free and accessible. These tools will always be free. No paywalls, no freemium, no "pro" version.